Four years on from the introduction of pension freedoms, the Financial Conduct Authority says that up to 100,000 consumers drawing benefits are losing out on potential pension income. Most exposed are those who enter the retirement arena without taking advice. So, are the FCA’s proposed ‘investment pathways’ the solution to this issue?
As the Open Banking framework draws attention to the power of APIs, Gary Cox, Product Manager – Super and Pensions, looks at how APIs fit in to the future of financial services.
Shawn Wallace, GBST Executive Manager – Digital, discusses how human-centred design is key to the evolution of financial services.
The financial services sector must not waste the chance to deliver on the promise of the pension dashboard, writes David Simpson, as he urges businesses to have their say while the DWP consultation remains open.
APIs, cloud-based tech and data analysis provide the opportunity to create a truly different wealth management experience that is more intuitive, interactive and insightful than anything on offer today, writes Mark Knowlton
Although demand for pension flexibility has increased since pension freedoms were introduced three years ago, advised platforms have not embraced the trend by creating functionality that offers people a full range of options at retirement or making the process efficient for advisers.
The idea of ‘disruption’ is a hot topic in all sectors of the business world today, and financial services is no exception. Download our latest guide here for tips and case studies about customer-centric disruption.
Right now, superannuation funds can reduce tax exposure significantly for their members by implementing tools that alert those managing the money before they do something to cost the fund more tax.
GBST CEO Rob De Dominicis considers what impact today's spending culture might be having on our personal wellbeing and looks at how technology is being used to encourage savings and investment by rewarding positive changes in financial behaviour.
GBST CEO Rob DeDominicis examines how investment platforms can make the most of technology to improve efficiency, lower costs and keep pace with changes in regulation and customer needs.
