Composer

Overview

GBST Composer™ offers a comprehensive, highly configurable and proven solution for the management and administration of UK tax wrappers for SIPPs/Pensions, Income Drawdown, ISAs/PEPs, Onshore and Offshore Bonds and Wraps across multiple investments including retail and wholesale unit trust and OEICS.

Back and Front Office Integration

Together with our ComposerWeb™ offering, Composer™ offers providers a complete end to end solution, from online reporting and transactions, to full back office administration and investment dealing.

Single Client Views and Reporting

Composer™ is a client-centric administration platform which maintains the registry records of a single investor and/or member whilst storing multiple holdings in an unlimited and diverse set of managed funds, retirement savings and income products.

Comprehensive and Efficient Solution

A complete, intuitive and flexible solution, Composer's™ design satisfies the requirements of Platform providers, Fund Managers and Administrators across all roles by providing business rule driven functionality which supports flexible administration procedures. This is accompanied by innovative product design which can be undertaken with ease, avoiding requirements for complex software development.

Composer™ eliminates manual intervention via Straight Through Processing, wherever possible and supports all legislation, tax and compliance requirements.

Flexible Implementation

Composer™ offers scalable functionality allowing customers to utilise as much or as little as they need and can therefore offer a variety of propositions including; stand-alone products, mini-wrap/fund supermarket, or a full or hybrid Wrap platform by incorporating all the embedded product engines.

Based on open standards, Composer™ has been implemented in Wrap, SIPPS, Fund Manager and transfer agency environments and supports varying sizes of registries from wholesale environments, with as few as 4000 investors, to retail products with hundreds of thousands of investors and tens of millions of transactions.

Features & Benefits

Key features and benefits of GBST Composer™ include:

• Multi-product capable - ISA/PEP, OEICS, Collectives, SIPP, Appropriate Personal Pensions, Onshore/Offshore Bonds, Fixed Interest, Cash (with liquidity control & electronic payments in/out)
• Fund universe of Unit Trusts, OEICS, Equities, Mutual Funds, Cash and Fixed Interest
• Complex commissions and fees calculations and management, including trails, fee for service, management fees, ad-hoc and recursive transaction fees and rebates
• Extensive ability to "white-label"
• Internal and External Custodial & Systems Interfaces
• Extensive on-line CRM and Client Services capabilities
• Real Time Web Front End solution (portal for advisers, fund managers, investors and third parties)
• Finite Process Control with Workflow and Imaging integration
• Single registry - Investors, Advisers, Networks etc