ComposerLife™

GBST Composer Life™ provides stand-alone life and risk insurance functionality supporting policy structures for a range of insurance types including Death, TPD and Salary Continuance.

Its design is based on a full Straight Through Processing (STP) environment that can leverage front end decision support software with automated underwriting.

Schedulable processes exist for premium levy and deduction, annual review, lapsing, IPI payments.

Composer Life™ gives power back to the user, allowing clients to select their own insurance types, premium rates and other product definitions.

Features

1. Client and household centric views.
2. Policy administration.
3. Supports real time integration to underwriting systems.
4. Payment management.
5. White labelling.
6. Integrated web portal for advisers and investors.
7. Proven and market leading Straight Through Processing (STP) capabilities.
8. Support for electronic messaging systems.
9. Quotation tools.
10. Scalable architecture and underlying technology.